How Much Am I Spending?
It's easy to lose track of expenses. Use this calculator to see your total monthly spending and spot where you can cut back.
Income
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Expenses
Estimate your monthly average
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Budget Analysis
Total Monthly Spending
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Remaining Balance
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Surplus
Top Spending Categories
50/30/20 Rule
A simple framework for budgeting that fits most people's needs.
50% Needs
Half your income should go to essentials: Housing, groceries, utilities, and transportation.
30% Wants
Discretionary spending: Dining out, entertainment, shopping, and hobbies.
20% Savings
Financial goals: Paying off debt, saving for emergencies, and retirement investing.