Net Worth Calculator

Your net worth is the true measure of your financial health. Track it to see if you're getting ahead.

Assets (What You Own)

Enter current market values
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$
$
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$

Liabilities (What You Owe)

$
$
$
$

Your Net Worth

Total Net Worth
$0.00
Total Assets
$0.00
Total Liabilities
$0.00

Understanding Net Worth

Net worth is simply Assets minus Liabilities. It's a snapshot of your financial position at a single point in time.

Positive vs Negative

A positive net worth means you own more than you owe. A negative net worth is common for young people with student loans and is not necessarily a sign of trouble.

Liquidity

Your net worth might be high because of your home, but remember that real estate is not "liquid cash" you can spend easily.

Track Trends

The number itself matters less than the trend. As long as your net worth is increasing year over year, you are moving in the right direction.